One of the methods insurance companies use to defeat your claim is to argue that there is not enough property damage to the vehicles to have caused permanent injury to the injured party. The medical science involved frequently will not back up such a statement. Everyone has a different injury “threshold”. Some people can sustain several crashes without injury, while others can be in a single crash and be permanently injured. These individual differences are also compounded by factors such as age. Age is a factor in how your body will handle a crash. Younger people, typically, are less susceptible to injuries than older people because their bodies are more resilient, and they are often more active than older people. As a result, older people are often more susceptible to injury. Think of this like a young tree that is full of sap, which makes it more flexible, allowing it to bend and twist without splintering or breaking, while an older tree that is more brittle, is more susceptible to damage.
As to property damage to the vehicle, it is critically important that the investigator take pictures of the property damage, not only of the outside of the bumper cover, but also underneath the bumper cover. In one case, our firm represented someone whose property damage, on initial viewing, seemed to be just a few scratches on the bumper cover, but once the cover was removed, over $8,000 in property damage was revealed. Although the car could be driven safely, until that bumper cover was removed no one really knew how much property damage there was.
Time is of the essence in documenting the damage to your vehicle. Don’t wait to get an investigator to make a record of the damage to your vehicle. If you get your vehicle repaired immediately, the investigator will not have the opportunity to take photos within the first 36-48 hours after the accident, destroying what is often crucial evidence in your case.
If you have any further questions about using Investigators in your case or about motorcycle, trucking accident, injury or wrongful death case, please call the offices of Christopher Ligori and Associates at (877)-444-2929.