Preparation is key to surviving your EUO with your case intact. To properly prepare you, your attorney should meet with you ahead of time to go over all your medical records, review the details of the accident with you, and to make sure you have a clear understanding of both the accident and your medical history. Your attorney will review with you how to answer the difficult questions that are often asked in EUOs by the insurance company’s lawyers, and how to recite certain aspects of your medical history. This becomes difficult when deponents aren’t properly prepared in advance of the EUO regarding their entire medical records and history. It is important to take the necessary time – usually about an hour — to thoroughly review this information with your attorney and prepare to answer the questions that will be asked during the EUO.
Is there a way to avoid giving an EUO?
Once a lawsuit is filed in your case, the insurance company loses its right to take your Examination Under Oath as any required information can be obtained through the discovery phase of the litigation process. However, if an insurance company requests that you submit to an Examination Under Oath prior to suit being filed — or shortly thereafter – the insurer still has the right to take your EUO. Furthermore, if you refuse to cooperate at that time, the insurance company may have the ability to void the policy or refuse to provide any coverage that is being sought.
If you have any further questions about Examinations Under Oath or about any type of auto, motorcycle, trucking accident, injury or wrongful death case, please call the offices of Christopher Ligori and Associates at (877)-444-2929.