A personal injury attorney usually will only collect a fee if he or she wins you the money to pay for the care you need. And, that fee will not come out of the money you need to pay your doctor or physical therapist. In most cases, your case winnings will not only cover your medical and legal expenses, but also include compensation for pain and suffering – and that is yours to keep. You really have nothing to lose by hiring a lawyer to represent you, and the lawyer will ensure you don’t make mistakes that could cost you your case. Insurance companies don’t like dealing with lawyers because lawyers know all of their tactics.