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Should I contact the other driver’s insurance company first?

No – Call the Law Offices of Chris Ligori & Associates first! Seriously, contact an attorney before speaking to any insurance company, even your own.

Our attorneys will be happy to talk with you over the phone to determine whether you have a personal injury case. If you don’t have a personal injury case, you’ll at least come away from the consultation with some good tips for what to do next. And if you do have a case (if you’re hurting, you probably do), our lawyers will instruct you on the next steps you need to take to ensure you’re compensated fairly.

The danger here is that insurance adjusters are trained to lead you into making statements that could damage your case. Something as simple as the adjuster asking “How are you feeling?” might lead you to a knee-jerk response of “Oh, I’m fine” – which they can later use against you to indicate that you weren’t really injured, or not injured as badly as you claim. Some adjusters even try to get accident victims to sign releases settling the case for very low amounts, like $100 or $200.

Keep in mind that sometimes you may not realize the true extent of your injuries for hours after an accident. Adrenaline is a powerful thing and can mask symptoms in the short term. Always be on the safe side and see a doctor right away.