Early in the 1970’s Florida’s automobile insurance industry started complaining that victims of automobile accidents could sue the tortfeasor or at-fault party for their injuries,…
Pre-litigation Pre-litigation occurs prior to the initiation of the litigation process. During the “pre-litigation” phase of your file, your attorney will obtain your medical records…
Maximum Medical Improvement Commonly known as “MMI”. Maximum medical improvement is a medical term that means that you have been helped as much as medicine…
Exhausted Benefits This is a term commonly used which signifies that a portion of your policies limit has been reached. For example: if your limits under…
Personal Injury Protection This is commonly referred to as “PIP”. This is a form of insurance which is mandatory in many states; however, not all…
Insured The person covered under an automobile insurance policy. In a different context, this more broadly applies to anyone covered under any type of insurance…
Bodily Injury Coverage Bodily Injury Coverage is part of your auto insurance policy that you purchase that protects you in case you accidentally injured someone…
One of the things that we do here at Chris Ligori & Associates to assist our clients in claiming their lost wages, is to call…
It is very important to note when you are seeking lost wages from your PIP coverage that once the form is submitted to us, we…
One of the most devastating aspects, when someone is in a car crash, is missing time from work. Many people live paycheck to paycheck and…
I wanted to remind everyone that Florida’s Personal Injury Protection, PIP, laws have changed beginning January 1, 2013. These changes will affect every driver or…
Another reason lawyers choose not to try cases, thus it dovetails with my previous reason, is that they are afraid. Some lawyers are simply afraid…