Navigating Insurance Investigations and Claims
The lawyers at Chris Ligori & Associates have the knowledge and experience to help you prepare an effective claim and present it in a way that will maximize your potential for recovering losses. Pursuant to the terms of the insurance policy, insurance companies are entitled to conduct a reasonable investigation of the loss. These investigations sometimes seem onerous and invasive to policyholders. However, an insured’s failure to comply with the policy’s post-loss obligations may result in a valid denial of coverage. These duties usually include, but are not limited to:
- Give prompt notice of loss to insurance company
- Make reasonable repairs to protect property from further damage
- Show the property (allow the insurer access)
- Submit to Examinations Under Oath
- Send proof of loss upon request with supporting documentation
- Provide contents inventory and documentation
An insurer may make such requests so long as they are reasonable. If you are uncertain if an insurance company is conducting a reasonable investigation, the lawyers at Chris Ligori & Associates can advise you. We assist in the presentation of all manner of property insurance claims including the following:
- Hurricane/Storm/Tornado
- Fire/Lightning
- Water Damage
- Collapse
- Theft/Vandalism
- Business Interruption and Income Loss
- Bad Faith Insurance Practices
- Insurance Agent Negligence
- Sinkhole