Why do most people choose not to use their health insurance to pay medical bills after PIP and MedPay has been exhausted?

If you choose to pay your medical bills from your health insurance benefits, after PIP and Med Pay have been exhausted, any applicable deductible must be satisfied first. Depending on the deductible on your health insurance policy, you could be responsible normally for $2,000- $5,000 up front, in addition to any copays every time you … Read more

What is the medical payment (Med Pay) coverage part of your auto insurance policy?

Medical payments coverage (MedPay) is a portion of your automobile insurance policy, which if you opt to purchase it, pays 100% of your medical bills up to the limit you selected. For example, if you select $2,000 in medical payments coverage, it would pay $2,000 of your medical bills. This is important because Personal Injury … Read more