These vehicles are deemed to not be “motor vehicles” and not required to maintain PIP coverage for the purposes of Florida Statute 627.733.
- Motorcycles – mainly due to the fact that they only have 2 wheels. However you should note that a 3-wheeled vehicle has been deemed to be not excluded from the definition of “motor vehicle”.
- Motor Homes
- Vehicles for Mass Transit – these vehicles are defined as designed to transport more than 5 passengers exclusive of the driver and which is owned by a municipality, or transit authority or political sub-division of the State.
Please note that public school transportation is not on the list of vehicles excluded from being required to carry PIP coverage.
5. Inoperable Vehicles – the owner of a motor vehicle which is not driven on the roads of Florida is usually not required to maintain insurance on that vehicle. Sometimes there are questions as to whether a vehicle is inoperable for purposes of being exempt of carrying PIP. The following are a list of factors to be taken into consideration in determining whether a vehicle is inoperable for purposes of maintaining PIP under Florida Law:
- The inoperability of the vehicle (how bad is the vehicle). Such as, does it simply need a spark plug? Does it simply need to have it’s battery replaced or does it need to be jump started or whether the car is physically unable to be driven for a more extensive reason such as property damage.
- That the vehicle was in storage before the repair.
- The owner is subjective intent to maintain the vehicle for use on public roads;
- Whether the insured allowed the coverage to lapse because of the vehicles inoperability; and
- Whether the inoperable vehicle was registered and licensed at the time it became inoperable also facts that have been considered.
If you have been involved in a crash with one of these vehicles and sustained an injury – you may be eligible for financial compensation. Contact a Tampa auto accident attorney from Chris Ligori & Associates today for a free consultation.
