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Judge Strikes Down Major Portions of Florida’s New PIP Law (Part 2)
Go to Judge Strikes Down Major Portions of Florida’s New PIP Law (Part 2)By the Court making these findings about the likelihood of success of the actual injunction, it set the stage for invaliding the entire Statute. This was a positive sign for all Floridians, who have not had their insurance rates lowered as promised by supporters of the new statute, but yet had the benefits lowered from…
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Judge Strikes down Major Portions of Florida’s New PIP Law
Go to Judge Strikes down Major Portions of Florida’s New PIP LawOn March 15, 2013, Circuit Judge Terry Lewis issued a temporary injunction prohibiting insurance companies from acting and enforcing major portions of Florida’s new PIP laws. His granting of the motion for a temporary injunction stops portions of the new anti-consumer PIP law from going into effect. This law substituted the medical care recommended by…
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2013 Changes To Florida PIP Laws – Part 6
Go to 2013 Changes To Florida PIP Laws – Part 6Under Florida law PIP is primary over all other forms of insurance. What this means is that PIP must be used and exhausted before any other form of insurance will pay a medical bill. Thus, as an example, if someone is in a car crash and there are PIP benefits available, Medicare, Medicaid or private health…
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2013 Changes To Florida PIP Laws – Part 5
Go to 2013 Changes To Florida PIP Laws – Part 5If the thresholds in my previous mentioned blogs have been met, there are two (2) different levels of PIP medial benefits that a person paying for PIP may receive. 1. $10,000.00 of medical bills could be paid if the person has an “emergency medical condition”. 2. $2,500.00 for treatment that is not for an initially…
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2013 Changes To Florida PIP Laws – Part 4
Go to 2013 Changes To Florida PIP Laws – Part 4As I stated in an earlier blog, PIP only pays for services if there was initial treatment within fourteen (14) days of the crash then the following occurs: 1. The filed services are on the referral form of a MD, DO, DC and 2. The filed services are consistent with the underlying medical diagnosis rendered…
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2013 Changes To Florida PIP Laws – Part 3
Go to 2013 Changes To Florida PIP Laws – Part 3Beginning on line #555 of the Bill it states “the medical benefits must provide reimbursement only for such… Initial services and care that are lawfully provided, supervised, ordered, or prescribed by a physician licensed under chapter 458 or chapter 459, a dentist licensed under chapter 466, or a chiropractic physician licensed under chapter…
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2013 Changes To Florida PIP Laws – Part 2
Go to 2013 Changes To Florida PIP Laws – Part 2Prior to the new PIP Bill, dating all the way back to the early 1970’s, PIP was a way for Floridians who did not have health insurance and who were in a car crash to receive up to $10,000.00 in medical benefits. This law applied to anyone who was in a car crash and it did…
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2013 Changes to Florida’s PIP Laws
Go to 2013 Changes to Florida’s PIP LawsThe Florida Legislature passed a Bill in the 2012 legislative session massively overhauling Florida’s Personal Injury Protection Statute, otherwise known as the “PIP Statute.” This legislation was formulated and strongly pushed by Governor Rick Scott and instead of addressing its intended purpose of battling fraud and saving consumers money; it in effect was a massive…
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How to Prepare for an Examination Under Oath
Go to How to Prepare for an Examination Under OathPreparation is key to surviving your EUO with your case intact. To properly prepare you, your attorney should meet with you ahead of time to go over all your medical records, review the details of the accident with you, and to make sure you have a clear understanding of both the accident and your medical…
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What is an examination under oath (EUO) and how can it affect your case?
Go to What is an examination under oath (EUO) and how can it affect your case?Your insurance policy is a contract between you and your insurance company. As with any contract, there are certain obligations for each party to the contract. Insurance policies typically include a “cooperation clause,” which requires the policyholder to cooperate with the insurance company during the claim investigation process. One of the obligations that policyholders have…
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Does the Amount of Property Damage to Your Car Matter in Your Injury Case and What Myths Do People Presume to be True?
Go to Does the Amount of Property Damage to Your Car Matter in Your Injury Case and What Myths Do People Presume to be True?According to medical documentation provided by neurologists and orthopedists, there is no direct correlation between the amount of property damage in an accident and the type and severity of injuries received. Everyone has a different injury tolerance, and it is very common for two people who experience the same accident to have different injuries. That…
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Bicycle Accidents Part II
Go to Bicycle Accidents Part IIBecause bicycle accidents can result in catastrophic and life-threatening injuries, bicyclists need to be especially aware of their surroundings. People driving cars tend to not pay as much attention to people riding bicycles as they would to those on motorcycles or in other vehicles. Additionally, bicyclists often turn corners very sharply and travel in the same direction…
