Often large corporations will charge fees to individuals that they are not allowed by law to charge. For example, a bank or credit card company may charge each customer an unallowable $2 per month fee. If the bank or entity has 10 million customers and they charge that monthly fee to each customer, the bank will make $20 million per month. However, the $2 per month fee would not be enough for anyone to file an individual lawsuit. However, if these individuals band together in a mass tort lawsuit, they may pursue the corporation in a legal action. Nonetheless, attorneys’ fees and costs for mass tort litigation can run into hundreds of thousands if not millions of dollars, depending on the type of case. As such, an individual may choose to be a part of a class action settlement rather than be part of a mass tort case.