I wanted to remind everyone that Florida’s Personal Injury Protection, PIP, laws have changed beginning January 1, 2013. These changes will affect every driver or passenger that rides on the roads or highways in Florida.
The following requirements of Florida’s new Personal Injury Protection (PIP) laws:
- You must seek treatment with in the first 14 days after the accident. If you do not do so then your PIP coverage will not pay any of your medical bills from the accident.
- 2. When you do 1st seek treatment you must tell the medical personal every part of your body that hurts, even if it is only slightly painful. This usually occurs at an ER, walk in clinic, or other medical facility. If you forget to tell them about an area that hurts, your PIP coverage will not pay the medical bills for that particular injury but will for the areas you did mention.
Please remember that some types of injuries that are common in auto accidents become more painful over time. These injuries may not appear very serious when you go to an emergency room but will be extremely painful a day or two later. Insurance companies know this and that is why they wanted these changes in the law.
If you have any questions regarding the new changes to Florida’s PIP laws and how they affect paying your medical bills, please call my office at any time at 813-223-2929