In This Section
- 1 When disaster strikes we help you recover. Denied Claims and Disputes: Know Your Rights
- 2 Why You Need A Property Insurance Attorney
- 3 Why Ligori Law?
When disaster strikes we help you recover. Denied Claims and Disputes: Know Your Rights
Kristin Demers-Crowell, Esq.
Lead Property Insurance Attorney
Insurance companies routinely deny valid claims, often without a legitimate explanation or reason for doing so. Disputes over failure to pay medical providers after an accident or mishap are common, particularly in the area of medical bills that fall under Florida’s No Fault laws or when the insured does not carry PIP (personal injury protection).
The insurance companies know that they can generate greater profits by simply not paying out on claims. They will also never inform you of a possible claim or contact you to collect on a claim. Some companies go so far as to almost uniformly deny claims whether they are legitimate or not just on the off chance that you will simply walk away! If you don’t, some will hold out even then, forcing you to take legal action to collect what you are owed.
Schedule a consultation to discuss insurance disputes over hurricanes, fires and other home property disasters
Call 877-444-2929 to learn how we can help you get full payment for your claim.
Florida is no stranger to the effects of nature. Hurricanes are common here with destructive storms pummeling parts of the state every few years. Many responsible property owners purchase hurricane insurance only to discover, when they need it, the insurance company refuses to pay. If this has happened to you, you have every right to be outraged. Let us help you stand up to the insurance company and force them to honor their responsibility as laid out in your policy.
Expert Representation For Any Property Insurance Claim
At Ligori Law, our property insurance attorneys have been fighting and winning property insurance cases for close to 20 years. We have helped hundreds of loyal, paying property insurance policy holders collect on claims surrounding all of the following and more:
- Single- and Multi-Family Homes
Based in Tampa, our expert legal team works with clients throughout the state of Florida to assist our clients with their property insurance claims. Whether you are in Pensacola, Jacksonville, Miami, or anyplace else in the state, there is a Ligori Law insurance claim lawyer ready to help you recover on your claim. Call us today at 877-444-2929 and learn how we can help collect every penny you deserve.
Find qualified, experienced legal help settling your case involving any (and more) of the following:
- Fire & smoke damage
- Acts of vandalism
- Sinkhole damage
- Hurricane damage
- Tornado damage
- Water Damage
Reporting Your Claim Accurately
The role of a legal team in property insurance cases is often very complex. It is also a necessary element to any successful settlement with an insurance company over a difficult claim.
Recovering from damage to your home or business is stressful on its own. Don’t let dealing with your insurance company turn into a full-time job. At Ligori Law, we are thoroughly aware all the processes and procedures to ensure that your claim is properly reported and documented. We carry out those processes and procedures in a way that ensures that you get the maximum benefit you deserve from your claim.
Our experienced attorneys and legal team can help ensure that your claim is reported accurately by:
- Assisting you in making your report
- Attending all building inspections carried out by the insurance company
- Assembling a team of expert witnesses (architects, engineers, fire investigators, weather experts, general contractors, forensic accountants, contents inventory specialists, and more)
- Keeping complete documentation through damage estimates, photos, expert statements and opinions, and any other details that are relevant to your case
- Ensuring the receipt of payment for temporary relocation expenses
- Pursuing adequate payment for the interruption in business revenues
- Advising you of your duties as the insured
- Protecting you from dishonest, incomplete, or otherwise inadequate insurance company investigation practices
- Taking the case to court when necessary
Why You Need A Property Insurance Attorney
Insurance companies are for-profit companies, not charities. They are not in business to pay money – they are in business not to. They rely on you not knowing your rights. They depend on their own ability to persuade you to walk away or take a settlement that is a mere fraction of what you are owed.
Fortunately for you, our attorneys are not concerned about what will profit an insurance company. Our primary concern is that you are made whole in the process. The insurance company already has a hired gun team of experts and attorneys ready to do battle with you even before you file a claim. Doesn’t it make sense that you should have the same power in your own corner? With Ligori Law, that is what you get: expert legal representation and the ability to counter findings of the insurance company’s experts.
Our efforts help maintain a system of checks and balances as well as develop a solid case around the gathered details. Leaving out key details or failing to manage all of your duties regarding your claim can result in an underpayment or denial. Don’t let this happen to you. Seek the help of a qualified insurance claim lawyer and collect all the money you need and deserve.
Here are just some of the things we do to advocate for you in a property insurance claim:
- Ensure accuracy of all insurance company documents
- Prevent insurance company manipulation of statements and information provided by you
- Monitor insurance adjusters during property inspections to ensure a thorough investigation
- Elicit the aid of qualified experts who can testify in court if needed
- Ensure that damages to the property are documented quickly, while evidence is fresh
- Help you avoid a denial on your claim due to failure to satisfy your duties as the insured
- Prepare time-sensitive documents within prescribed deadlines
- Handle records requests
- Representation during deposition
- Take the case to court to force payment of benefits when necessary
Why Ligori Law?
Here are just some of the reasons you should be considering Ligori Law to represent you in your property insurance case:
Experience & Expertise – We have assisted hundreds of building owners throughout the state of Florida in recovering complete and proper settlements from difficult insurance companies. With nearly two decades in practice and with decades more cumulative individual experience, you can be assured that every member of your Ligori legal team has the experience and know-how to fight for your rights and settle your claim.
Dedicated Damage Claim Attorneys – We maintain a dedicated property insurance lawyer division that exclusively handles building damage claims. In short, when we say “experts in property insurance claims,” we actually mean it. The attorney who represents you is one who only investigates and argues property insurance claims.
Access to Resources – We pay the costs to document your claim with reputable experts and witnesses in advance so you can focus on getting your business (or everyday life) back to normal.
Results-Driven Approach to Property Insurance Cases – We will not rest until we collect full payment on your claim, even if that means taking your case to court.
Free Initial Consultation and Case Review
Property insurance policies are written with numerous exclusions and conditions. Insurance companies rely on being able to use these things to deny claims, delay investigations, or limit payment amounts. Our experienced and dedicated policyholder attorneys are experts in insurance contracts and will help ensure that you receive a proper, fair, evaluation and speedy payment on your claim.
At every step in the process, our Tampa property insurance lawyers are there to guide you through the process of settling your claim. We will gladly and successfully challenge any insurance company that wrongfully withholds insurance benefits from faithful customers like you.
Our firm provides quality legal representation to you on a full contingency fee basis. There is never any upfront payment required. Collection of our fees is contingent on our successful recovery of benefits on your behalf. If no recovery is made, you owe us nothing.
Contact Ligori Law Today
For nearly two decades, our team of dedicated property insurance lawyers has worked exclusively with clients bringing property damage insurance claims. We will not let your case be decided by insurance company policy when you are legally owed more than the company is willing to pay. Do not let an insurance company decide what your claim is worth. Before you agree to anything, contact us online or call us at 877-444-2929 now.
Free Attorney Consultation