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New Car Seat Law in Florida
Go to New Car Seat Law in FloridaWith 2015 around the corner, I wanted to let you know about a new law that is very important to the safety of your children.It requires that children, up to age 6, be placed in car seats and restrained by a seat belt. Previously, this was only required for children up to three years of…
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What Teen Drivers Need to Know About Auto Safety – Part Two
Go to What Teen Drivers Need to Know About Auto Safety – Part TwoLast week, we discussed some tips to keep new teen driver safe and avoid being in a car accident during their first months on the road. Here are a few additional guidelines to follow: 4) Limit the Number of Passengers A car with three or more passengers quadruples a teen’s risk for having a car…
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What Teen Drivers Need to Know About Auto Safety – Part One
Go to What Teen Drivers Need to Know About Auto Safety – Part OneIt’s a rite of passage that teens look forward to, while parents dread—your son or daughter is ready to drive. And while it’s exhilarating for your teen to experience this new sense of independence, having teen drivers in the family can be a stressful (and expensive) time in your child’s development into adulthood. Additionally, under Florida…
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I’ve Just Been in a Car Accident, What Do I Do Next?
Go to I’ve Just Been in a Car Accident, What Do I Do Next?Being in a Tampa car accident, even a minor one, can be a traumatic experience. The adrenaline, stress, physical strain and financial worry that manifests in an instant is unfortunately, only the beginning of a long process in recovering from this challenging life event. But what should you do immediately after a car crash? Here…
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Tougher Florida Child Safety Seat Law Approved by Legislators to Protect Our Children
Go to Tougher Florida Child Safety Seat Law Approved by Legislators to Protect Our ChildrenAs the summer vacation season begins, I wanted to let you know about a New Law that is very important to the safety of your children. This new Florida child safety seat law approved by legislators requires that children, up to age 6, be placed in car seats and restrained by a seat belt. Previously,…
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Recovering Lost Wages From Your PIP- Part 2
Go to Recovering Lost Wages From Your PIP- Part 2Continued from Part One in How to Recover Lost Wages from PIP To receive your lost wages under your PIP benefits there are forms that have to be filled out. These forms take time and the PIP adjuster has thirty (30) days to get you a check for your lost wages once it’s been presented…
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Recovering Lost Wages from Your PIP
Go to Recovering Lost Wages from Your PIPOne of the most common areas in which families suffer is when one of the family members have been in an auto accident and they experience lost wages due to a lack of Personal Injury Protection (PIP), covering them against time out of work either from recovering from the initial crash or from the time…
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Can You Still Get PIP Coverage if You Don’t Own an Operable Vehicle?
Go to Can You Still Get PIP Coverage if You Don’t Own an Operable Vehicle?A person may get PIP coverage from a policy they don’t own if they do not have an operable vehicle in the State of Florida. If someone does have or own an operable vehicle in the State of Florida and chose not to have PIP coverage then they will not be able to use anyone else’s…
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Who is Required to Have PIP?
Go to Who is Required to Have PIP?Most motor vehicles in Florida are required to maintain some sort of PIP coverage. The fact is it is one of the only required coverage’s for automobile insurance under Florida Law. The other type of coverage is your property damage coverage. Florida Statute 627.733(1) states that: “every owner or registrant of a motor vehicle, other…
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Why is PIP Primary Over All Other Forms of Insurance?
Go to Why is PIP Primary Over All Other Forms of Insurance?Under Florida Statute 627.636(4) no fault benefits are generally primary over all other sources of insurance and are due and payable as the laws accrues. This means that the bills will be paid within a short period of time of being incurred. This also means that PIP is primary over health insurance, public health care benefits…
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Why Do We Have PIP Coverage in the State of Florida?
Go to Why Do We Have PIP Coverage in the State of Florida?Early in the 1970’s Florida’s automobile insurance industry started complaining that victims of automobile accidents could sue the tortfeasor or at-fault party for their injuries, pain an suffering with absolutely no threshold to recovery. They continued to complain that a relatively small car accident would gain some settlement value because the insurer would have to…
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Commonly Used Terms in Auto Accident Cases- Part 6
Go to Commonly Used Terms in Auto Accident Cases- Part 6Pre-litigation Pre-litigation occurs prior to the initiation of the litigation process. During the “pre-litigation” phase of your file, your attorney will obtain your medical records and bills in anticipation of preparing and forwarding a demand letter to the insurance carrier for the at-fault party (who caused the crash). This process usually ends about the time your…
