Policyholders purchase insurance so that it will be there when a disaster strikes. Indeed, property insurance is critical to a smooth recovery from catastrophes such as hurricane, sinkhole, fire, tornado, lightning, and even vandalism. Commercial and residential property owners should review their coverage annually to ensure the proper type and amount of property insurance is secured.
When misfortune happens, bills can add up quickly and the need for insurance benefits is imperative. Knowing this, insurance companies often offer to pay less than the policy requires. Negotiating with insurance companies can be a long, drawn out process. Months can pass before a settlement is reached. Because your financial needs are urgent, you may be pressured to settle for an amount that will not make you whole nor allow for a complete and proper repair.
If you believe your insurance company has low balled your claim, talk to the experienced legal team at Christopher Ligori & Associates. We take the underpayment of insurance claims very seriously and will not be intimidated by any insurance company that refuses to honor its obligations to the policyholder.