How to Pay Your Bills When You Miss Work Due to an Auto Accident

After being in an auto accident, you may wonder how you will pay all of your bills when you have to miss work due to the injuries and the doctor’s visits. Fortunately, you live in Florida, a no-fault state. Here’s why you are so lucky. In Florida, and eleven other no fault states, up to … Read more

Florida’s New Personal Injury Protection (PIP) Law Takes Effect January 2013

Florida’s new PIP Law takes effect January 1, 2013.  The Florida Legislature has enacted a new PIP Statute which severely limits your rights to obtain your benefits under your PIP insurance.  Additionally, it gives insurance companies numerous ways out for not lowering their rates.  Thus, in effect, this is a huge boom for the insurance … Read more

Anatomy of a Rear End Collision

Getting rear-ended is one of the most common accidents, and often one of the simplest when it comes to determining who is at fault. In most cases, the driver of the vehicle that hits the vehicle in front of it is at fault. For example: you’re driving down the highway when the traffic suddenly stops … Read more

What Happens When the Other Driver Doesn’t Have Insurance?

You get hit, and either the other driver speeds away, or the driver tells you that he or she doesn’t have insurance (or not enough insurance). What do you do? According to the Insurance Research Council, in 2009, 24% of Florida residents were uninsured – one of the highest percentages in the nation. Even though … Read more

How PIP Works in Your Florida Auto Accident

Personal Injury Protection is insurance that covers medical expenses for you and your passengers, regardless of who is at fault for the accident. That’s the short explanation. Here’s the breakdown of how it works: Your PIP only covers up to 80% of medical bills up to $10,000 and up to 60% of lost wages up … Read more