Commonly Used Terms in Auto Accident Cases- Part 4

Exhausted Benefits This is a term commonly used which signifies that a portion of your policies limit has been reached.  For example:  if your limits under the PIP portion of your policy is $10,000.00, once that amount is paid by your insurance carrier, then your PIP benefits are exhausted.  Your insurance company is then no … Read more

Commonly Used Terms in Auto Accident Cases- Part 3

Personal Injury Protection This is commonly referred to as “PIP”.  This is a form of insurance which is mandatory in many states; however, not all states require this type of coverage. PIP guarantees that the person that purchases this type of coverage that a certain amount of their medical bills will be paid regardless of … Read more

Commonly Used Terms in Auto Accident Cases- Part 2

Insured The person covered under an automobile insurance policy. In a different context, this more broadly applies to anyone covered under any type of insurance policy, but since this blog is dealing with auto accidents, I am using all terms in the context on automobile policy. Tortfeasor Tortfeasor is someone who, by their own negligence, … Read more

Commonly Used Terms in Auto Accident Cases- Part 1

Bodily Injury Coverage Bodily Injury Coverage is part of your auto insurance policy that you purchase that protects you in case you accidentally injured someone while driving an automobile. This is commonly referred to as “BI” coverage. Property Damage Coverage Property Damage Coverage is part of your auto insurance policy that you purchase that covers … Read more

Property Damage and Plastic Bumper Covers – Part 2

Many times,  clients have wondered whether it was worthwhile to get their car repaired because it didn’t look like there was much damage to the plastic bumper cover.  However, many times when the bumper cover is removed it is very obvious that there are thousands of dollars of property damage, including bent steel, metal and sometimes … Read more