Why do most people choose not to use their health insurance to pay medical bills after PIP and MedPay has been exhausted?

If you choose to pay your medical bills from your health insurance benefits, after PIP and Med Pay have been exhausted, any applicable deductible must be satisfied first. Depending on the deductible on your health insurance policy, you could be responsible normally for $2,000- $5,000 up front, in addition to any copays every time you … Read more

What is the medical payment (Med Pay) coverage part of your auto insurance policy?

Medical payments coverage (MedPay) is a portion of your automobile insurance policy, which if you opt to purchase it, pays 100% of your medical bills up to the limit you selected. For example, if you select $2,000 in medical payments coverage, it would pay $2,000 of your medical bills. This is important because Personal Injury … Read more

What to Do If the Insurance Company Calls You Before You Hire an Attorney

It is not uncommon for insurance companies to have their adjusters call people who are involved in an auto crash shortly after the accident. Insurance companies do this to try to get a statement from you as to whether you are injured within a few hours of the crash.  Insurance companies are well aware that … Read more

Bicycle Accidents Part II

Because bicycle accidents can result in catastrophic and life threatening injuries, bicyclists need to be especially aware of their surroundings.  People driving cars tend to not pay as much attention to people riding bicycles as they would to those on motorcycles or in other vehicles. Additionally, bicyclists often turn corners very sharply and travel in … Read more

Knowing the Details of Your Injuries: How Important it is to Your injury Case

An area you will need to prepare for before deposition is to know and understand the details of your injuries and medical treatment, including when you first experienced pain and to what areas of your body. For example, did you experience back or neck pain at the scene, did you chose to go to the … Read more